Call reports 2001
FIRST STATE BANK OF MIAMI, TEXAS — 2001
What FIRST STATE BANK OF MIAMI, TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,079,000 | 30,859,000 | 29,476,000 | 35,097,000 |
| Total loans | 15,588,000 | 14,988,000 | 14,196,000 | 14,090,000 |
| Allowance for loan losses | 300,000 | 272,000 | 293,000 | 266,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,977,000 | 5,745,000 | 4,732,000 | 7,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,272,000 | 28,023,000 | 26,837,000 | 32,425,000 |
| Interest-bearing deposits | 25,856,000 | 23,973,000 | 22,780,000 | 27,593,000 |
| Noninterest-bearing deposits | 3,416,000 | 4,050,000 | 4,057,000 | 4,832,000 |
| Equity capital | 2,693,000 | 2,771,000 | 2,576,000 | 2,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,050,000 | 1,516,000 | 1,927,000 |
| Interest expense | 281,000 | 511,000 | 704,000 | 863,000 |
| Net interest income | 281,000 | 539,000 | 812,000 | 1,064,000 |
| Noninterest income | 38,000 | 70,000 | 109,000 | 151,000 |
| Noninterest expense | 258,000 | 528,000 | 848,000 | 1,164,000 |
| Provision for loan losses | 99,000 | 114,000 | 182,000 | 142,000 |
| Pretax income | -38,000 | -33,000 | -109,000 | -91,000 |
| Income tax | 58,000 | -15,000 | -16,000 | -28,000 |
| Net income | -96,000 | -18,000 | -93,000 | -63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,134,000 | 2,139,000 | 1,944,000 | 1,961,000 |
| Total capital | 2,335,000 | 2,336,000 | 2,142,000 | 2,169,000 |
| Risk-weighted assets | 16,060,000 | 15,680,000 | 15,758,000 | 16,592,000 |