Call reports 2024
STELLAR BANK — 2024
What STELLAR BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 10,718,502,000 | 10,731,333,000 | 10,645,905,000 | 10,904,985,000 |
| Total loans | 7,908,111,000 | 7,713,897,000 | 7,551,124,000 | 7,439,854,000 |
| Allowance for loan losses | 96,285,000 | 94,772,000 | 84,501,000 | 81,058,000 |
| Securities available for sale | 1,522,009,000 | 1,629,877,000 | 1,690,610,000 | 1,671,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,829,915,000 | 8,774,463,000 | 8,803,380,000 | 9,189,284,000 |
| Interest-bearing deposits | 5,471,567,000 | 5,416,862,000 | 5,439,553,000 | 5,552,178,000 |
| Noninterest-bearing deposits | 3,358,348,000 | 3,357,601,000 | 3,363,827,000 | 3,637,106,000 |
| Equity capital | 1,557,002,000 | 1,575,815,000 | 1,625,119,000 | 1,605,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 148,421,000 | 300,599,000 | 452,373,000 | 602,393,000 |
| Interest expense | 45,266,000 | 94,994,000 | 144,221,000 | 189,849,000 |
| Net interest income | 103,155,000 | 205,605,000 | 308,152,000 | 412,544,000 |
| Noninterest income | 6,301,000 | 11,714,000 | 17,968,000 | 23,029,000 |
| Noninterest expense | 70,681,000 | 138,402,000 | 207,737,000 | 281,158,000 |
| Provision for loan losses | 5,315,000 | 3,801,000 | -2,537,000 | -3,964,000 |
| Pretax income | 34,665,000 | 76,737,000 | 122,229,000 | 157,284,000 |
| Income tax | 7,128,000 | 16,924,000 | 26,342,000 | 33,598,000 |
| Net income | 27,537,000 | 59,813,000 | 95,887,000 | 123,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,079,360,000 | 1,095,348,000 | 1,117,621,000 | 1,140,989,000 |
| Total capital | 1,208,772,000 | 1,223,247,000 | 1,235,560,000 | 1,233,994,000 |
| Risk-weighted assets | 8,557,548,000 | 8,371,955,000 | 8,228,723,000 | 8,075,380,000 |