Call reports 2022
STELLAR BANK — 2022
What STELLAR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 7,140,307,000 | 6,722,118,000 | 6,724,095,000 | 10,891,835,000 |
| Total loans | 4,283,514,000 | 4,348,833,000 | 4,591,912,000 | 7,754,751,000 |
| Allowance for loan losses | 49,215,000 | 50,242,000 | 52,147,000 | 93,180,000 |
| Securities available for sale | 1,790,707,000 | 1,709,321,000 | 1,618,995,000 | 1,806,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,214,729,000 | 5,919,646,000 | 5,684,333,000 | 9,294,271,000 |
| Interest-bearing deposits | 3,808,734,000 | 3,485,914,000 | 3,194,880,000 | 5,037,463,000 |
| Noninterest-bearing deposits | 2,405,995,000 | 2,433,732,000 | 2,489,453,000 | 4,256,808,000 |
| Equity capital | 760,978,000 | 726,637,000 | 697,221,000 | 1,419,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 60,303,000 | 123,143,000 | 191,024,000 | 323,556,000 |
| Interest expense | 4,243,000 | 8,693,000 | 14,902,000 | 30,267,000 |
| Net interest income | 56,060,000 | 114,450,000 | 176,122,000 | 293,289,000 |
| Noninterest income | 4,015,000 | 6,715,000 | 9,702,000 | 18,562,000 |
| Noninterest expense | 33,938,000 | 71,390,000 | 111,613,000 | 189,313,000 |
| Provision for loan losses | 1,592,000 | 3,190,000 | 4,850,000 | 44,032,000 |
| Pretax income | 24,323,000 | 45,819,000 | 68,292,000 | 73,022,000 |
| Income tax | 4,509,000 | 8,496,000 | 12,465,000 | 13,408,000 |
| Net income | 19,814,000 | 37,323,000 | 55,827,000 | 59,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 587,047,000 | 605,307,000 | 624,561,000 | 921,714,000 |
| Total capital | 681,690,000 | 701,553,000 | 723,047,000 | 1,059,313,000 |
| Risk-weighted assets | 4,702,052,000 | 4,836,914,000 | 5,120,437,000 | 8,814,004,000 |