Call reports 2021
STELLAR BANK — 2021
What STELLAR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 6,423,375,000 | 6,500,819,000 | 6,751,510,000 | 7,096,226,000 |
| Total loans | 4,659,169,000 | 4,460,743,000 | 4,289,469,000 | 4,220,486,000 |
| Allowance for loan losses | 52,758,000 | 49,586,000 | 50,491,000 | 47,940,000 |
| Securities available for sale | 787,516,000 | 977,282,000 | 1,211,476,000 | 1,773,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,390,634,000 | 5,459,544,000 | 5,711,080,000 | 6,102,045,000 |
| Interest-bearing deposits | 3,460,078,000 | 3,460,317,000 | 3,580,195,000 | 3,804,557,000 |
| Noninterest-bearing deposits | 1,930,556,000 | 1,999,227,000 | 2,130,885,000 | 2,297,488,000 |
| Equity capital | 814,163,000 | 824,648,000 | 816,809,000 | 823,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 62,828,000 | 125,660,000 | 189,554,000 | 253,184,000 |
| Interest expense | 6,141,000 | 11,457,000 | 16,299,000 | 20,954,000 |
| Net interest income | 56,687,000 | 114,203,000 | 173,255,000 | 232,230,000 |
| Noninterest income | 1,734,000 | 4,004,000 | 6,100,000 | 8,552,000 |
| Noninterest expense | 34,624,000 | 67,897,000 | 101,260,000 | 136,497,000 |
| Provision for loan losses | -70,000 | -3,080,000 | -1,725,000 | -2,923,000 |
| Pretax income | 23,158,000 | 52,350,000 | 77,841,000 | 106,607,000 |
| Income tax | 4,135,000 | 9,423,000 | 14,419,000 | 19,751,000 |
| Net income | 19,023,000 | 42,927,000 | 63,422,000 | 86,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 549,178,000 | 553,906,000 | 555,225,000 | 566,483,000 |
| Total capital | 641,159,000 | 646,886,000 | 649,294,000 | 659,596,000 |
| Risk-weighted assets | 4,170,343,000 | 4,251,520,000 | 4,335,150,000 | 4,484,911,000 |