Call reports 2018
STELLAR BANK — 2018
What STELLAR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,888,737,000 | 2,966,748,000 | 3,034,142,000 | 4,653,896,000 |
| Total loans | 2,290,859,000 | 2,359,163,000 | 2,440,926,000 | 3,708,306,000 |
| Allowance for loan losses | 24,629,000 | 23,831,000 | 23,586,000 | 26,331,000 |
| Securities available for sale | 307,411,000 | 300,897,000 | 300,117,000 | 337,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,293,208,000 | 2,320,727,000 | 2,441,015,000 | 3,669,055,000 |
| Interest-bearing deposits | 1,589,922,000 | 1,564,203,000 | 1,644,074,000 | 2,453,161,000 |
| Noninterest-bearing deposits | 703,286,000 | 756,524,000 | 796,941,000 | 1,215,894,000 |
| Equity capital | 315,204,000 | 322,473,000 | 329,910,000 | 705,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 32,391,000 | 66,584,000 | 101,918,000 | 158,222,000 |
| Interest expense | 5,345,000 | 11,549,000 | 18,667,000 | 28,949,000 |
| Net interest income | 27,046,000 | 55,035,000 | 83,251,000 | 129,273,000 |
| Noninterest income | 1,642,000 | 3,439,000 | 5,344,000 | 7,697,000 |
| Noninterest expense | 18,495,000 | 38,125,000 | 57,008,000 | 85,751,000 |
| Provision for loan losses | 653,000 | 1,283,000 | 1,283,000 | 4,247,000 |
| Pretax income | 9,540,000 | 19,066,000 | 30,304,000 | 46,972,000 |
| Income tax | 1,533,000 | 3,190,000 | 5,203,000 | 8,309,000 |
| Net income | 8,007,000 | 15,876,000 | 25,101,000 | 38,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 276,343,000 | 284,408,000 | 293,829,000 | 458,844,000 |
| Total capital | 340,360,000 | 347,659,000 | 356,868,000 | 524,660,000 |
| Risk-weighted assets | 2,523,555,000 | 2,579,090,000 | 2,611,568,000 | 3,877,240,000 |