Call reports 2017
STELLAR BANK — 2017
What STELLAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,593,571,000 | 2,724,829,000 | 2,813,136,000 | 2,860,789,000 |
| Total loans | 1,987,035,000 | 2,114,744,000 | 2,201,946,000 | 2,272,020,000 |
| Allowance for loan losses | 18,688,000 | 21,011,000 | 23,722,000 | 23,650,000 |
| Securities available for sale | 317,219,000 | 321,268,000 | 323,857,000 | 309,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,036,852,000 | 2,124,881,000 | 2,290,657,000 | 2,220,587,000 |
| Interest-bearing deposits | 1,386,176,000 | 1,416,657,000 | 1,573,665,000 | 1,530,864,000 |
| Noninterest-bearing deposits | 650,676,000 | 708,224,000 | 716,992,000 | 689,723,000 |
| Equity capital | 275,472,000 | 283,822,000 | 308,542,000 | 311,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 27,511,000 | 56,499,000 | 87,400,000 | 119,438,000 |
| Interest expense | 3,256,000 | 6,994,000 | 10,749,000 | 15,202,000 |
| Net interest income | 24,255,000 | 49,505,000 | 76,651,000 | 104,236,000 |
| Noninterest income | 1,339,000 | 2,812,000 | 4,281,000 | 5,830,000 |
| Noninterest expense | 16,393,000 | 32,628,000 | 50,056,000 | 69,033,000 |
| Provision for loan losses | 1,343,000 | 4,350,000 | 11,258,000 | 13,188,000 |
| Pretax income | 7,858,000 | 15,339,000 | 19,606,000 | 27,864,000 |
| Income tax | 1,628,000 | 3,477,000 | 4,502,000 | 9,503,000 |
| Net income | 6,230,000 | 11,862,000 | 15,104,000 | 18,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 235,269,000 | 241,057,000 | 265,456,000 | 268,868,000 |
| Total capital | 253,957,000 | 262,068,000 | 289,178,000 | 331,873,000 |
| Risk-weighted assets | 2,242,566,000 | 2,356,537,000 | 2,429,344,000 | 2,507,454,000 |