Call reports 2007
STELLAR BANK — 2007
What STELLAR BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q4 |
|---|---|
| Total assets | 53,609,000 |
| Total loans | 20,973,000 |
| Allowance for loan losses | 60,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 22,546,000 |
| Interest-bearing deposits | 19,067,000 |
| Noninterest-bearing deposits | 3,479,000 |
| Equity capital | 30,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q4 |
|---|---|
| Interest income | 738,000 |
| Interest expense | 111,000 |
| Net interest income | 627,000 |
| Noninterest income | 2,000 |
| Noninterest expense | 1,808,000 |
| Provision for loan losses | 60,000 |
| Pretax income | -1,239,000 |
| Income tax | 0 |
| Net income | -1,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q4 |
|---|---|
| Tier 1 capital | 30,947,000 |
| Total capital | 31,007,000 |
| Risk-weighted assets | 26,388,000 |