Call reports 2025
BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2025
What BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 54,468,000 | 53,293,000 | 56,193,000 | 57,460,000 |
| Total loans | 40,835,000 | 41,053,000 | 41,742,000 | 40,989,000 |
| Allowance for loan losses | 387,000 | 398,000 | 391,000 | 399,000 |
| Securities available for sale | 3,227,000 | 3,126,000 | 2,993,000 | 4,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,932,000 | 35,697,000 | 38,451,000 | 39,626,000 |
| Interest-bearing deposits | 34,078,000 | 33,460,000 | 35,512,000 | 36,598,000 |
| Noninterest-bearing deposits | 2,854,000 | 2,237,000 | 2,939,000 | 3,028,000 |
| Equity capital | 9,107,000 | 9,141,000 | 9,190,000 | 9,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,315,000 | 2,005,000 | 2,702,000 |
| Interest expense | 313,000 | 622,000 | 941,000 | 1,272,000 |
| Net interest income | 343,000 | 693,000 | 1,064,000 | 1,430,000 |
| Noninterest income | 32,000 | 63,000 | 92,000 | 122,000 |
| Noninterest expense | 324,000 | 656,000 | 1,003,000 | 1,347,000 |
| Provision for loan losses | 9,000 | 20,000 | 13,000 | 23,000 |
| Pretax income | 42,000 | 80,000 | 122,000 | 164,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 31,000 |
| Net income | 34,000 | 65,000 | 99,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,006,000 | 9,040,000 | 9,076,000 | 9,113,000 |
| Total capital | 9,413,000 | 9,456,000 | 9,504,000 | 9,550,000 |
| Risk-weighted assets | 32,603,000 | 33,301,000 | 34,253,000 | 35,366,000 |