Call reports 2024
BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2024
What BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 52,075,000 | 52,104,000 | 52,859,000 | 53,094,000 |
| Total loans | 39,009,000 | 41,380,000 | 41,307,000 | 40,296,000 |
| Allowance for loan losses | 379,000 | 384,000 | 386,000 | 384,000 |
| Securities available for sale | 3,700,000 | 3,555,000 | 3,536,000 | 3,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,698,000 | 34,691,000 | 35,414,000 | 35,610,000 |
| Interest-bearing deposits | 32,467,000 | 32,732,000 | 33,113,000 | 33,201,000 |
| Noninterest-bearing deposits | 2,231,000 | 1,959,000 | 2,301,000 | 2,409,000 |
| Equity capital | 8,971,000 | 9,019,000 | 9,005,000 | 9,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 608,000 | 1,240,000 | 1,904,000 | 2,578,000 |
| Interest expense | 278,000 | 594,000 | 936,000 | 1,271,000 |
| Net interest income | 330,000 | 646,000 | 968,000 | 1,307,000 |
| Noninterest income | 28,000 | 58,000 | 99,000 | 127,000 |
| Noninterest expense | 310,000 | 627,000 | 967,000 | 1,305,000 |
| Provision for loan losses | 11,000 | 16,000 | 18,000 | 16,000 |
| Pretax income | 37,000 | 61,000 | 82,000 | 125,000 |
| Income tax | 7,000 | 11,000 | 14,000 | 22,000 |
| Net income | 30,000 | 50,000 | 68,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,897,000 | 8,920,000 | 8,941,000 | 8,979,000 |
| Total capital | 9,276,000 | 9,330,000 | 9,353,000 | 9,375,000 |
| Risk-weighted assets | 30,361,000 | 32,865,000 | 32,998,000 | 31,747,000 |