Call reports 2022
BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 45,535,000 | 46,927,000 | 47,946,000 | 45,930,000 |
| Total loans | 33,186,000 | 34,386,000 | 34,925,000 | 36,545,000 |
| Allowance for loan losses | 309,000 | 325,000 | 336,000 | 336,000 |
| Securities available for sale | 5,481,000 | 5,023,000 | 4,532,000 | 4,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,997,000 | 33,479,000 | 35,623,000 | 34,872,000 |
| Interest-bearing deposits | 29,866,000 | 31,354,000 | 32,747,000 | 32,205,000 |
| Noninterest-bearing deposits | 2,131,000 | 2,125,000 | 2,876,000 | 2,667,000 |
| Equity capital | 8,783,000 | 8,701,000 | 8,536,000 | 8,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 780,000 | 1,221,000 | 1,685,000 |
| Interest expense | 27,000 | 62,000 | 121,000 | 208,000 |
| Net interest income | 346,000 | 718,000 | 1,100,000 | 1,477,000 |
| Noninterest income | 32,000 | 48,000 | 61,000 | 76,000 |
| Noninterest expense | 297,000 | 612,000 | 934,000 | 1,255,000 |
| Provision for loan losses | 36,000 | 51,000 | 61,000 | 61,000 |
| Pretax income | 45,000 | 103,000 | 160,000 | 221,000 |
| Income tax | 9,000 | 20,000 | 32,000 | 44,000 |
| Net income | 36,000 | 83,000 | 128,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,624,000 | 8,676,000 | 8,724,000 | 8,777,000 |