Call reports 2021
BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2021
What BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 37,884,000 | 38,509,000 | 38,442,000 | 41,978,000 |
| Total loans | 24,987,000 | 26,031,000 | 26,576,000 | 29,452,000 |
| Allowance for loan losses | 199,000 | 218,000 | 230,000 | 272,000 |
| Securities available for sale | 4,306,000 | 6,985,000 | 6,579,000 | 6,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,366,000 | 25,932,000 | 25,800,000 | 28,303,000 |
| Interest-bearing deposits | 24,694,000 | 24,369,000 | 24,019,000 | 26,566,000 |
| Noninterest-bearing deposits | 1,672,000 | 1,563,000 | 1,781,000 | 1,737,000 |
| Equity capital | 8,939,000 | 8,945,000 | 8,966,000 | 8,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 722,000 | 1,070,000 | 1,439,000 |
| Interest expense | 47,000 | 82,000 | 114,000 | 138,000 |
| Net interest income | 309,000 | 640,000 | 956,000 | 1,301,000 |
| Noninterest income | 12,000 | 38,000 | 49,000 | 63,000 |
| Noninterest expense | 272,000 | 577,000 | 847,000 | 1,133,000 |
| Provision for loan losses | 6,000 | 25,000 | 50,000 | 60,000 |
| Pretax income | 43,000 | 76,000 | 108,000 | 168,000 |
| Income tax | 9,000 | 16,000 | 23,000 | 35,000 |
| Net income | 34,000 | 60,000 | 85,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,556,000 | 8,588,000 | 8,617,000 | 8,606,000 |