Call reports 2020
BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2020
What BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 35,514,000 | 34,806,000 | 35,298,000 | 35,200,000 |
| Total loans | 23,703,000 | 23,522,000 | 23,777,000 | 24,240,000 |
| Allowance for loan losses | 0 | 36,000 | 50,000 | 53,000 |
| Securities available for sale | 4,551,000 | 4,273,000 | 5,006,000 | 4,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,998,000 | 25,511,000 | 25,974,000 | 25,496,000 |
| Interest-bearing deposits | 24,554,000 | 24,297,000 | 24,170,000 | 23,822,000 |
| Noninterest-bearing deposits | 1,444,000 | 1,214,000 | 1,804,000 | 1,674,000 |
| Equity capital | 9,259,000 | 9,129,000 | 9,100,000 | 9,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 640,000 | 970,000 | 1,358,000 |
| Interest expense | 58,000 | 133,000 | 196,000 | 248,000 |
| Net interest income | 195,000 | 507,000 | 774,000 | 1,110,000 |
| Noninterest income | 3,000 | 13,000 | 22,000 | 41,000 |
| Noninterest expense | 272,000 | 730,000 | 1,043,000 | 1,443,000 |
| Provision for loan losses | 0 | 36,000 | 50,000 | 53,000 |
| Pretax income | -74,000 | -246,000 | -297,000 | -345,000 |
| Income tax | 0 | 0 | -31,000 | -12,000 |
| Net income | -74,000 | -246,000 | -266,000 | -333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,768,000 | 8,566,000 | 8,628,000 | 8,547,000 |