Call reports 2019
BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2019
What BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 34,844,000 | 34,906,000 | 35,560,000 | 35,055,000 |
| Total loans | 23,466,000 | 23,941,000 | 23,687,000 | 23,677,000 |
| Allowance for loan losses | 472,000 | 448,000 | 424,000 | 230,000 |
| Securities available for sale | 4,397,000 | 5,247,000 | 4,984,000 | 4,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,426,000 | 25,383,000 | 25,036,000 | 25,468,000 |
| Interest-bearing deposits | 24,142,000 | 24,247,000 | 23,745,000 | 24,272,000 |
| Noninterest-bearing deposits | 1,284,000 | 1,136,000 | 1,291,000 | 1,196,000 |
| Equity capital | 8,656,000 | 8,757,000 | 8,751,000 | 9,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 390,000 | 812,000 | 1,214,000 | 1,628,000 |
| Interest expense | 77,000 | 169,000 | 260,000 | 362,000 |
| Net interest income | 313,000 | 643,000 | 954,000 | 1,266,000 |
| Noninterest income | 6,000 | 13,000 | 20,000 | 722,000 |
| Noninterest expense | 310,000 | 619,000 | 978,000 | 1,590,000 |
| Provision for loan losses | -24,000 | -48,000 | -72,000 | -266,000 |
| Pretax income | 33,000 | 85,000 | 68,000 | 664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 85,000 | 68,000 | 664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,061,000 | 8,121,000 | 8,108,000 | 8,710,000 |
| Total capital | 8,288,000 | 8,358,000 | 8,347,000 | 8,940,000 |
| Risk-weighted assets | 17,969,000 | 18,791,000 | 18,986,000 | 18,618,000 |