Call reports 2018
BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION — 2018
What BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 32,712,000 | 32,550,000 | 33,182,000 | 34,578,000 |
| Total loans | 22,149,000 | 20,884,000 | 21,517,000 | 23,092,000 |
| Allowance for loan losses | 629,000 | 586,000 | 541,000 | 496,000 |
| Securities available for sale | 5,029,000 | 6,392,000 | 6,093,000 | 4,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,453,000 | 23,294,000 | 23,947,000 | 25,254,000 |
| Interest-bearing deposits | 22,621,000 | 22,472,000 | 23,047,000 | 23,955,000 |
| Noninterest-bearing deposits | 832,000 | 822,000 | 900,000 | 1,299,000 |
| Equity capital | 8,487,000 | 8,462,000 | 8,458,000 | 8,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 714,000 | 1,067,000 | 1,467,000 |
| Interest expense | 47,000 | 97,000 | 150,000 | 223,000 |
| Net interest income | 312,000 | 617,000 | 917,000 | 1,244,000 |
| Noninterest income | 14,000 | 18,000 | 24,000 | 30,000 |
| Noninterest expense | 321,000 | 688,000 | 990,000 | 1,277,000 |
| Provision for loan losses | -45,000 | -90,000 | -135,000 | -180,000 |
| Pretax income | 50,000 | 37,000 | 86,000 | 108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 37,000 | 86,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,970,000 | 7,958,000 | 8,006,000 | 8,028,000 |
| Total capital | 8,181,000 | 8,160,000 | 8,212,000 | 8,253,000 |
| Risk-weighted assets | 16,500,000 | 15,799,000 | 16,199,000 | 17,767,000 |