Call reports 2025
IRON WORKERS SAVINGS BANK — 2025
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 206,652,000 | 209,689,000 | 206,837,000 | 211,724,000 |
| Total loans | 158,341,000 | 163,609,000 | 162,162,000 | 166,164,000 |
| Allowance for loan losses | 932,000 | 932,000 | 932,000 | 944,000 |
| Securities available for sale | 26,572,000 | 26,495,000 | 25,509,000 | 25,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,088,000 | 182,004,000 | 178,272,000 | 183,361,000 |
| Interest-bearing deposits | 151,288,000 | 152,257,000 | 152,534,000 | 157,567,000 |
| Noninterest-bearing deposits | 26,800,000 | 29,747,000 | 25,738,000 | 25,794,000 |
| Equity capital | 15,748,000 | 15,981,000 | 16,345,000 | 16,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,114,000 | 4,282,000 | 6,541,000 | 8,857,000 |
| Interest expense | 1,091,000 | 2,134,000 | 3,160,000 | 4,178,000 |
| Net interest income | 1,023,000 | 2,148,000 | 3,381,000 | 4,679,000 |
| Noninterest income | 59,000 | 127,000 | 194,000 | 256,000 |
| Noninterest expense | 1,226,000 | 2,402,000 | 3,604,000 | 4,734,000 |
| Provision for loan losses | -1,000 | 0 | 0 | 11,000 |
| Pretax income | -144,000 | -128,000 | -30,000 | 190,000 |
| Income tax | -49,000 | -53,000 | -35,000 | 17,000 |
| Net income | -95,000 | -75,000 | 5,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,040,000 | 19,061,000 | 19,140,000 | 19,307,000 |
| Total capital | 19,972,000 | 19,993,000 | — | — |
| Risk-weighted assets | 143,565,000 | 148,929,000 | — | — |