Call reports 2022
IRON WORKERS SAVINGS BANK — 2022
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 207,797,000 | 212,221,000 | 210,607,000 | 213,663,000 |
| Total loans | 150,336,000 | 159,100,000 | 163,109,000 | 166,972,000 |
| Allowance for loan losses | 909,000 | 909,000 | 909,000 | 974,000 |
| Securities available for sale | 32,738,000 | 30,667,000 | 28,429,000 | 28,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,853,000 | 181,813,000 | 175,488,000 | 177,873,000 |
| Interest-bearing deposits | 151,295,000 | 149,776,000 | 146,122,000 | 147,306,000 |
| Noninterest-bearing deposits | 29,558,000 | 32,037,000 | 29,366,000 | 30,567,000 |
| Equity capital | 16,143,000 | 15,175,000 | 14,050,000 | 14,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,328,000 | 5,132,000 | 7,089,000 |
| Interest expense | 197,000 | 393,000 | 645,000 | 1,008,000 |
| Net interest income | 1,428,000 | 2,935,000 | 4,487,000 | 6,081,000 |
| Noninterest income | 59,000 | 128,000 | 194,000 | 254,000 |
| Noninterest expense | 1,312,000 | 2,627,000 | 3,948,000 | 5,229,000 |
| Provision for loan losses | 0 | 0 | 0 | 65,000 |
| Pretax income | 175,000 | 436,000 | 733,000 | 1,041,000 |
| Income tax | 41,000 | 106,000 | 181,000 | 255,000 |
| Net income | 134,000 | 330,000 | 552,000 | 786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,440,000 | 18,636,000 | 18,858,000 | 19,092,000 |
| Total capital | — | — | 19,767,000 | 20,066,000 |
| Risk-weighted assets | — | — | 135,957,000 | 139,594,000 |