Call reports 2021
IRON WORKERS SAVINGS BANK — 2021
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 197,106,000 | 203,804,000 | 199,606,000 | 204,786,000 |
| Total loans | 136,343,000 | 138,510,000 | 141,840,000 | 145,687,000 |
| Allowance for loan losses | 802,000 | 802,000 | 802,000 | 909,000 |
| Securities available for sale | 34,903,000 | 37,770,000 | 37,013,000 | 35,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,240,000 | 175,472,000 | 172,274,000 | 178,305,000 |
| Interest-bearing deposits | 142,141,000 | 144,858,000 | 144,406,000 | 150,788,000 |
| Noninterest-bearing deposits | 26,099,000 | 30,614,000 | 27,868,000 | 27,517,000 |
| Equity capital | 17,573,000 | 17,966,000 | 17,884,000 | 17,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,184,000 | 4,771,000 | 6,350,000 |
| Interest expense | 270,000 | 515,000 | 739,000 | 947,000 |
| Net interest income | 1,310,000 | 2,669,000 | 4,032,000 | 5,403,000 |
| Noninterest income | 58,000 | 130,000 | 195,000 | 276,000 |
| Noninterest expense | 1,339,000 | 2,685,000 | 4,034,000 | 5,373,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 113,000 | 192,000 | 305,000 |
| Income tax | 3,000 | 19,000 | 34,000 | 62,000 |
| Net income | 26,000 | 94,000 | 158,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,089,000 | 18,157,000 | 18,221,000 | 18,306,000 |