Call reports 2020
IRON WORKERS SAVINGS BANK — 2020
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 179,205,000 | 189,962,000 | 186,843,000 | 190,707,000 |
| Total loans | 134,559,000 | 137,599,000 | 137,614,000 | 139,216,000 |
| Allowance for loan losses | 802,000 | 802,000 | 802,000 | 802,000 |
| Securities available for sale | 17,463,000 | 22,126,000 | 26,398,000 | 28,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,129,000 | 160,654,000 | 158,448,000 | 162,008,000 |
| Interest-bearing deposits | 131,781,000 | 136,219,000 | 136,554,000 | 137,608,000 |
| Noninterest-bearing deposits | 18,348,000 | 24,435,000 | 21,894,000 | 24,400,000 |
| Equity capital | 18,003,000 | 18,149,000 | 18,154,000 | 18,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,367,000 | 4,996,000 | 6,634,000 |
| Interest expense | 456,000 | 869,000 | 1,225,000 | 1,534,000 |
| Net interest income | 1,238,000 | 2,498,000 | 3,771,000 | 5,100,000 |
| Noninterest income | 61,000 | 121,000 | 191,000 | 247,000 |
| Noninterest expense | 1,273,000 | 2,501,000 | 3,802,000 | 5,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 118,000 | 164,000 | 240,000 |
| Income tax | 1,000 | 20,000 | 22,000 | 38,000 |
| Net income | 25,000 | 98,000 | 142,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,855,000 | 17,959,000 | 18,003,000 | 18,063,000 |