Call reports 2019
IRON WORKERS SAVINGS BANK — 2019
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 174,554,000 | 177,911,000 | 176,992,000 | 180,163,000 |
| Total loans | 143,718,000 | 139,819,000 | 136,018,000 | 132,763,000 |
| Allowance for loan losses | 807,000 | 807,000 | 807,000 | 802,000 |
| Securities available for sale | 8,503,000 | 8,392,000 | 7,946,000 | 17,216,000 |
| Securities held to maturity | 3,445,000 | 3,446,000 | 3,449,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,246,000 | 147,304,000 | 148,170,000 | 151,351,000 |
| Interest-bearing deposits | 125,994,000 | 128,858,000 | 129,677,000 | 132,498,000 |
| Noninterest-bearing deposits | 18,252,000 | 18,446,000 | 18,493,000 | 18,853,000 |
| Equity capital | 17,445,000 | 17,659,000 | 17,776,000 | 17,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,766,000 | 3,557,000 | 5,363,000 | 7,079,000 |
| Interest expense | 400,000 | 826,000 | 1,288,000 | 1,752,000 |
| Net interest income | 1,366,000 | 2,731,000 | 4,075,000 | 5,327,000 |
| Noninterest income | 58,000 | 125,000 | 187,000 | 243,000 |
| Noninterest expense | 1,240,000 | 2,473,000 | 3,750,000 | 5,022,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 184,000 | 383,000 | 512,000 | 548,000 |
| Income tax | 44,000 | 92,000 | 121,000 | 120,000 |
| Net income | 140,000 | 291,000 | 391,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,573,000 | 17,724,000 | 17,824,000 | 17,861,000 |
| Total capital | 18,380,000 | 18,531,000 | 18,631,000 | 18,663,000 |
| Risk-weighted assets | 120,165,000 | 116,973,000 | 113,396,000 | 111,849,000 |