Call reports 2018
IRON WORKERS SAVINGS BANK — 2018
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 176,871,000 | 179,384,000 | 173,478,000 | 175,982,000 |
| Total loans | 140,534,000 | 141,574,000 | 141,535,000 | 145,095,000 |
| Allowance for loan losses | 834,000 | 857,000 | 807,000 | 807,000 |
| Securities available for sale | 9,276,000 | 8,995,000 | 8,710,000 | 8,606,000 |
| Securities held to maturity | 5,654,000 | 5,656,000 | 4,658,000 | 4,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,395,000 | 147,889,000 | 144,712,000 | 146,079,000 |
| Interest-bearing deposits | 128,956,000 | 128,292,000 | 128,470,000 | 128,618,000 |
| Noninterest-bearing deposits | 16,439,000 | 19,597,000 | 16,242,000 | 17,461,000 |
| Equity capital | 16,724,000 | 16,868,000 | 17,002,000 | 17,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,669,000 | 3,385,000 | 5,139,000 | 6,892,000 |
| Interest expense | 311,000 | 663,000 | 1,034,000 | 1,411,000 |
| Net interest income | 1,358,000 | 2,722,000 | 4,105,000 | 5,481,000 |
| Noninterest income | 59,000 | 130,000 | 193,000 | 251,000 |
| Noninterest expense | 1,219,000 | 2,432,000 | 3,647,000 | 4,918,000 |
| Provision for loan losses | 13,000 | 36,000 | 36,000 | 36,000 |
| Pretax income | 185,000 | 384,000 | 615,000 | 778,000 |
| Income tax | 41,000 | 83,000 | 134,000 | 165,000 |
| Net income | 144,000 | 301,000 | 481,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,964,000 | 17,121,000 | 17,301,000 | 17,433,000 |
| Total capital | 17,798,000 | 17,978,000 | 18,108,000 | 18,240,000 |
| Risk-weighted assets | 118,515,000 | 119,654,000 | 119,011,000 | 122,555,000 |