Call reports 2017
IRON WORKERS SAVINGS BANK — 2017
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 180,333,000 | 181,162,000 | 176,268,000 | 175,925,000 |
| Total loans | 143,261,000 | 141,753,000 | 142,858,000 | 141,099,000 |
| Allowance for loan losses | 824,000 | 818,000 | 818,000 | 821,000 |
| Securities available for sale | 10,115,000 | 9,878,000 | 9,984,000 | 9,659,000 |
| Securities held to maturity | 6,105,000 | 5,906,000 | 5,651,000 | 5,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,262,000 | 147,913,000 | 144,689,000 | 144,589,000 |
| Interest-bearing deposits | 130,640,000 | 130,390,000 | 127,657,000 | 127,122,000 |
| Noninterest-bearing deposits | 16,622,000 | 17,523,000 | 17,033,000 | 17,467,000 |
| Equity capital | 16,614,000 | 16,771,000 | 16,949,000 | 16,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,637,000 | 3,282,000 | 4,968,000 | 6,650,000 |
| Interest expense | 306,000 | 614,000 | 920,000 | 1,218,000 |
| Net interest income | 1,331,000 | 2,668,000 | 4,048,000 | 5,432,000 |
| Noninterest income | 59,000 | 130,000 | 195,000 | 254,000 |
| Noninterest expense | 1,202,000 | 2,428,000 | 3,620,000 | 4,794,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 188,000 | 370,000 | 623,000 | 889,000 |
| Income tax | 64,000 | 125,000 | 214,000 | 698,000 |
| Net income | 124,000 | 245,000 | 409,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,752,000 | 16,873,000 | 17,037,000 | 16,820,000 |
| Total capital | 17,576,000 | 17,691,000 | 17,855,000 | 17,641,000 |
| Risk-weighted assets | 119,529,000 | 118,197,000 | 119,787,000 | 118,563,000 |