Call reports 2016
IRON WORKERS SAVINGS BANK — 2016
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 179,333,000 | 184,227,000 | 179,198,000 | 181,757,000 |
| Total loans | 150,822,000 | 146,731,000 | 143,258,000 | 140,601,000 |
| Allowance for loan losses | 760,000 | 760,000 | 773,000 | 819,000 |
| Securities available for sale | 5,366,000 | 6,748,000 | 8,352,000 | 10,468,000 |
| Securities held to maturity | 4,539,000 | 4,682,000 | 4,066,000 | 6,118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,007,000 | 149,131,000 | 146,247,000 | 148,703,000 |
| Interest-bearing deposits | 129,830,000 | 131,009,000 | 130,405,000 | 132,295,000 |
| Noninterest-bearing deposits | 17,177,000 | 18,122,000 | 15,842,000 | 16,408,000 |
| Equity capital | 16,198,000 | 16,393,000 | 16,496,000 | 16,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,647,000 | 3,331,000 | 4,970,000 | 6,586,000 |
| Interest expense | 301,000 | 614,000 | 933,000 | 1,250,000 |
| Net interest income | 1,346,000 | 2,717,000 | 4,037,000 | 5,336,000 |
| Noninterest income | 58,000 | 127,000 | 189,000 | 249,000 |
| Noninterest expense | 1,144,000 | 2,306,000 | 3,518,000 | 4,682,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 31,000 |
| Pretax income | 230,000 | 508,000 | 678,000 | 872,000 |
| Income tax | 80,000 | 178,000 | 233,000 | 296,000 |
| Net income | 150,000 | 330,000 | 445,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,202,000 | 16,382,000 | 16,497,000 | 16,628,000 |
| Total capital | 16,962,000 | 17,142,000 | 17,270,000 | 17,447,000 |
| Risk-weighted assets | 131,054,000 | 127,878,000 | 125,494,000 | 124,748,000 |