Call reports 2015
IRON WORKERS SAVINGS BANK — 2015
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 182,918,000 | 181,333,000 | 180,132,000 | 179,847,000 |
| Total loans | 147,730,000 | 146,124,000 | 146,429,000 | 147,775,000 |
| Allowance for loan losses | 826,000 | 837,000 | 730,000 | 730,000 |
| Securities available for sale | 5,617,000 | 6,362,000 | 6,009,000 | 5,491,000 |
| Securities held to maturity | 6,177,000 | 6,239,000 | 5,512,000 | 4,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,136,000 | 147,365,000 | 143,916,000 | 147,530,000 |
| Interest-bearing deposits | 130,592,000 | 129,958,000 | 128,734,000 | 130,833,000 |
| Noninterest-bearing deposits | 16,544,000 | 17,407,000 | 15,182,000 | 16,697,000 |
| Equity capital | 15,693,000 | 15,765,000 | 15,929,000 | 16,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,413,000 | 5,081,000 | 6,751,000 |
| Interest expense | 277,000 | 564,000 | 858,000 | 1,153,000 |
| Net interest income | 1,449,000 | 2,849,000 | 4,223,000 | 5,598,000 |
| Noninterest income | 59,000 | 76,000 | 217,000 | 238,000 |
| Noninterest expense | 1,224,000 | 2,482,000 | 3,778,000 | 4,954,000 |
| Provision for loan losses | 14,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 270,000 | 418,000 | 637,000 | 857,000 |
| Income tax | 93,000 | 140,000 | 213,000 | 285,000 |
| Net income | 177,000 | 278,000 | 424,000 | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,694,000 | 15,796,000 | 15,941,000 | 16,089,000 |
| Total capital | 16,520,000 | 16,633,000 | 16,671,000 | 16,819,000 |
| Risk-weighted assets | 127,235,000 | 127,367,000 | 128,076,000 | 128,453,000 |