Call reports 2014
IRON WORKERS SAVINGS BANK — 2014
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 172,715,000 | 175,924,000 | 179,931,000 | 178,408,000 |
| Total loans | 137,586,000 | 143,613,000 | 143,548,000 | 146,430,000 |
| Allowance for loan losses | 961,000 | 943,000 | 812,000 | 812,000 |
| Securities available for sale | 7,006,000 | 6,609,000 | 6,171,000 | 5,891,000 |
| Securities held to maturity | 8,110,000 | 7,044,000 | 6,976,000 | 6,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,710,000 | 140,825,000 | 139,608,000 | 142,828,000 |
| Interest-bearing deposits | 128,179,000 | 124,788,000 | 124,963,000 | 128,282,000 |
| Noninterest-bearing deposits | 13,531,000 | 16,037,000 | 14,645,000 | 14,546,000 |
| Equity capital | 14,977,000 | 15,156,000 | 15,299,000 | 15,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,595,000 | 3,190,000 | 4,841,000 | 6,554,000 |
| Interest expense | 233,000 | 468,000 | 712,000 | 973,000 |
| Net interest income | 1,362,000 | 2,722,000 | 4,129,000 | 5,581,000 |
| Noninterest income | 66,000 | 155,000 | 230,000 | 268,000 |
| Noninterest expense | 1,233,000 | 2,447,000 | 3,694,000 | 4,895,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 195,000 | 430,000 | 665,000 | 954,000 |
| Income tax | 64,000 | 143,000 | 221,000 | 328,000 |
| Net income | 131,000 | 287,000 | 444,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,022,000 | 15,178,000 | 15,335,000 | 15,518,000 |
| Total capital | 15,983,000 | 16,121,000 | 16,147,000 | 16,330,000 |
| Risk-weighted assets | 116,749,000 | 122,269,000 | 121,219,000 | 124,814,000 |