Call reports 2013
IRON WORKERS SAVINGS BANK — 2013
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 166,776,000 | 170,951,000 | 169,225,000 | 172,527,000 |
| Total loans | 127,901,000 | 130,317,000 | 134,423,000 | 137,546,000 |
| Allowance for loan losses | 937,000 | 1,055,000 | 1,022,000 | 1,017,000 |
| Securities available for sale | 5,911,000 | 8,197,000 | 7,722,000 | 7,334,000 |
| Securities held to maturity | 7,596,000 | 8,415,000 | 8,264,000 | 8,179,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,797,000 | 148,730,000 | 143,800,000 | 144,719,000 |
| Interest-bearing deposits | 120,153,000 | 132,663,000 | 130,255,000 | 130,679,000 |
| Noninterest-bearing deposits | 25,644,000 | 16,067,000 | 13,545,000 | 14,040,000 |
| Equity capital | 14,398,000 | 14,500,000 | 14,659,000 | 14,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,567,000 | 3,149,000 | 4,707,000 | 6,314,000 |
| Interest expense | 256,000 | 502,000 | 753,000 | 1,003,000 |
| Net interest income | 1,311,000 | 2,647,000 | 3,954,000 | 5,311,000 |
| Noninterest income | 70,000 | 162,000 | 250,000 | 319,000 |
| Noninterest expense | 1,168,000 | 2,328,000 | 3,477,000 | 4,635,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 213,000 | 481,000 | 727,000 | 995,000 |
| Income tax | 69,000 | 159,000 | 239,000 | 336,000 |
| Net income | 144,000 | 322,000 | 488,000 | 659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,377,000 | 14,555,000 | 14,721,000 | 14,891,000 |
| Total capital | 15,314,000 | 15,610,000 | 15,743,000 | 15,908,000 |
| Risk-weighted assets | 110,616,000 | 111,800,000 | 113,405,000 | 116,120,000 |