Call reports 2012
IRON WORKERS SAVINGS BANK — 2012
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 166,995,000 | 172,679,000 | 169,110,000 | 166,267,000 |
| Total loans | 116,109,000 | 119,314,000 | 123,714,000 | 125,297,000 |
| Allowance for loan losses | 1,140,000 | 872,000 | 911,000 | 933,000 |
| Securities available for sale | 1,041,000 | 3,070,000 | 5,449,000 | 5,069,000 |
| Securities held to maturity | 11,889,000 | 11,488,000 | 11,501,000 | 9,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,361,000 | 151,898,000 | 148,515,000 | 145,370,000 |
| Interest-bearing deposits | 124,300,000 | 127,655,000 | 124,100,000 | 121,254,000 |
| Noninterest-bearing deposits | 22,061,000 | 24,242,000 | 24,415,000 | 24,116,000 |
| Equity capital | 13,737,000 | 13,911,000 | 14,098,000 | 14,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,682,000 | 3,307,000 | 4,931,000 | 6,564,000 |
| Interest expense | 359,000 | 696,000 | 1,003,000 | 1,286,000 |
| Net interest income | 1,323,000 | 2,611,000 | 3,928,000 | 5,278,000 |
| Noninterest income | 66,000 | 158,000 | 242,000 | 312,000 |
| Noninterest expense | 1,154,000 | 2,270,000 | 3,388,000 | 4,558,000 |
| Provision for loan losses | 75,000 | 100,000 | 136,000 | 158,000 |
| Pretax income | 160,000 | 399,000 | 646,000 | 874,000 |
| Income tax | 48,000 | 128,000 | 207,000 | 270,000 |
| Net income | 112,000 | 271,000 | 439,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,740,000 | 13,898,000 | 14,067,000 | 14,232,000 |
| Total capital | 14,880,000 | 14,770,000 | 14,978,000 | 15,165,000 |
| Risk-weighted assets | 100,620,000 | 102,943,000 | 107,115,000 | 107,911,000 |