Call reports 2011
IRON WORKERS SAVINGS BANK — 2011
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 162,108,000 | 163,589,000 | 162,887,000 | 164,060,000 |
| Total loans | 120,430,000 | 120,181,000 | 118,458,000 | 116,535,000 |
| Allowance for loan losses | 840,000 | 915,000 | 990,000 | 1,065,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,933,000 | 12,687,000 | 15,468,000 | 16,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,864,000 | 144,124,000 | 143,152,000 | 143,977,000 |
| Interest-bearing deposits | 131,167,000 | 124,626,000 | 124,067,000 | 123,050,000 |
| Noninterest-bearing deposits | 10,697,000 | 19,498,000 | 19,085,000 | 20,927,000 |
| Equity capital | 13,018,000 | 13,219,000 | 13,430,000 | 13,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,750,000 | 3,522,000 | 5,260,000 | 6,984,000 |
| Interest expense | 431,000 | 848,000 | 1,257,000 | 1,644,000 |
| Net interest income | 1,319,000 | 2,674,000 | 4,003,000 | 5,340,000 |
| Noninterest income | 73,000 | 151,000 | 227,000 | 292,000 |
| Noninterest expense | 1,099,000 | 2,148,000 | 3,164,000 | 4,235,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 320,000 |
| Pretax income | 218,000 | 527,000 | 841,000 | 1,077,000 |
| Income tax | 66,000 | 174,000 | 277,000 | 315,000 |
| Net income | 152,000 | 353,000 | 564,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,948,000 | 13,149,000 | 13,360,000 | 13,628,000 |
| Total capital | 13,788,000 | 14,064,000 | 14,350,000 | 14,693,000 |
| Risk-weighted assets | 103,426,000 | 102,939,000 | 102,424,000 | 100,984,000 |