Call reports 2010
IRON WORKERS SAVINGS BANK — 2010
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 166,130,000 | 170,707,000 | 159,054,000 | 163,356,000 |
| Total loans | 129,111,000 | 127,131,000 | 125,692,000 | 120,474,000 |
| Allowance for loan losses | 744,000 | 819,000 | 894,000 | 787,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,965,000 | 10,292,000 | 5,831,000 | 5,305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,704,000 | 147,125,000 | 140,159,000 | 143,960,000 |
| Interest-bearing deposits | 131,406,000 | 133,630,000 | 129,751,000 | 131,755,000 |
| Noninterest-bearing deposits | 11,298,000 | 13,495,000 | 10,408,000 | 12,205,000 |
| Equity capital | 12,166,000 | 12,358,000 | 12,524,000 | 12,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,927,000 | 3,863,000 | 5,717,000 | 7,484,000 |
| Interest expense | 584,000 | 1,139,000 | 1,677,000 | 2,143,000 |
| Net interest income | 1,343,000 | 2,724,000 | 4,040,000 | 5,341,000 |
| Noninterest income | 66,000 | 143,000 | 211,000 | 281,000 |
| Noninterest expense | 1,125,000 | 2,230,000 | 3,300,000 | 4,320,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 117,000 |
| Pretax income | 209,000 | 487,000 | 726,000 | 1,185,000 |
| Income tax | 63,000 | 149,000 | 222,000 | 371,000 |
| Net income | 146,000 | 338,000 | 504,000 | 814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,877,000 | 11,996,000 | 12,162,000 | 12,420,000 |
| Total capital | 12,621,000 | 12,815,000 | 13,056,000 | 13,207,000 |
| Risk-weighted assets | 110,747,000 | 110,457,000 | 106,556,000 | 102,703,000 |