Call reports 2009
IRON WORKERS SAVINGS BANK — 2009
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 163,346,000 | 166,786,000 | 162,902,000 | 164,194,000 |
| Total loans | 120,312,000 | 128,607,000 | 131,190,000 | 130,938,000 |
| Allowance for loan losses | 515,000 | 538,000 | 591,000 | 671,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,488,000 | 12,819,000 | 10,330,000 | 8,509,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,481,000 | 139,813,000 | 139,737,000 | 140,901,000 |
| Interest-bearing deposits | 120,950,000 | 127,520,000 | 130,809,000 | 129,988,000 |
| Noninterest-bearing deposits | 11,530,000 | 12,294,000 | 8,928,000 | 10,913,000 |
| Equity capital | 11,782,000 | 11,858,000 | 11,976,000 | 12,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,943,000 | 3,927,000 | 5,917,000 | 7,900,000 |
| Interest expense | 842,000 | 1,670,000 | 2,448,000 | 3,119,000 |
| Net interest income | 1,101,000 | 2,257,000 | 3,469,000 | 4,781,000 |
| Noninterest income | 72,000 | 159,000 | 241,000 | 306,000 |
| Noninterest expense | 1,019,000 | 2,145,000 | 3,217,000 | 4,387,000 |
| Provision for loan losses | 44,000 | 66,000 | 128,000 | 208,000 |
| Pretax income | 110,000 | 205,000 | 365,000 | 492,000 |
| Income tax | 25,000 | 44,000 | 86,000 | 117,000 |
| Net income | 85,000 | 161,000 | 279,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,352,000 | 11,482,000 | 11,626,000 | 11,713,000 |
| Total capital | 11,867,000 | 12,020,000 | 12,217,000 | 12,384,000 |
| Risk-weighted assets | 105,492,000 | 110,435,000 | 110,601,000 | 110,896,000 |