Call reports 2008
IRON WORKERS SAVINGS BANK — 2008
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 137,217,000 | 137,484,000 | 149,794,000 | 153,054,000 |
| Total loans | 94,231,000 | 99,691,000 | 105,077,000 | 108,518,000 |
| Allowance for loan losses | 385,000 | 416,000 | 441,000 | 471,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,123,000 | 22,405,000 | 23,755,000 | 22,874,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,719,000 | 124,018,000 | 124,053,000 | 122,227,000 |
| Interest-bearing deposits | 113,654,000 | 113,989,000 | 112,450,000 | 112,111,000 |
| Noninterest-bearing deposits | 11,065,000 | 10,029,000 | 11,603,000 | 10,116,000 |
| Equity capital | 11,520,000 | 11,538,000 | 11,629,000 | 11,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,858,000 | 3,665,000 | 5,602,000 | 7,567,000 |
| Interest expense | 950,000 | 1,806,000 | 2,683,000 | 3,574,000 |
| Net interest income | 908,000 | 1,859,000 | 2,919,000 | 3,993,000 |
| Noninterest income | 74,000 | 148,000 | 229,000 | 291,000 |
| Noninterest expense | 1,005,000 | 1,998,000 | 3,005,000 | 4,028,000 |
| Provision for loan losses | 15,000 | 46,000 | 71,000 | 101,000 |
| Pretax income | -38,000 | -37,000 | 72,000 | 155,000 |
| Income tax | -31,000 | -48,000 | -30,000 | -15,000 |
| Net income | -7,000 | 11,000 | 102,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,520,000 | 11,538,000 | 11,629,000 | 11,697,000 |
| Total capital | 11,905,000 | 11,954,000 | 12,070,000 | 12,168,000 |
| Risk-weighted assets | 89,662,000 | 92,893,000 | 94,957,000 | 99,673,000 |