Call reports 2007
IRON WORKERS SAVINGS BANK — 2007
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 140,746,000 | 145,976,000 | 137,831,000 | 137,833,000 |
| Total loans | 92,779,000 | 93,502,000 | 92,781,000 | 92,888,000 |
| Allowance for loan losses | 357,000 | 371,000 | 369,000 | 370,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,100,000 | 27,854,000 | 27,356,000 | 26,739,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,412,000 | 133,602,000 | 125,276,000 | 125,305,000 |
| Interest-bearing deposits | 114,492,000 | 119,810,000 | 113,619,000 | 114,162,000 |
| Noninterest-bearing deposits | 13,919,000 | 13,792,000 | 11,657,000 | 11,143,000 |
| Equity capital | 11,487,000 | 11,499,000 | 11,587,000 | 11,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,925,000 | 3,905,000 | 5,893,000 | 7,853,000 |
| Interest expense | 975,000 | 1,999,000 | 3,048,000 | 4,077,000 |
| Net interest income | 950,000 | 1,906,000 | 2,845,000 | 3,776,000 |
| Noninterest income | 76,000 | 146,000 | 224,000 | 293,000 |
| Noninterest expense | 1,022,000 | 2,045,000 | 2,980,000 | 4,015,000 |
| Provision for loan losses | 21,000 | 34,000 | 33,000 | 34,000 |
| Pretax income | -17,000 | -27,000 | 56,000 | 20,000 |
| Income tax | -24,000 | -46,000 | -51,000 | -84,000 |
| Net income | 7,000 | 19,000 | 107,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,487,000 | 11,499,000 | 11,587,000 | 11,584,000 |
| Total capital | 11,844,000 | 11,869,000 | 11,955,000 | 11,954,000 |
| Risk-weighted assets | 88,552,000 | 90,137,000 | 86,119,000 | 88,231,000 |