Call reports 2006
IRON WORKERS SAVINGS BANK — 2006
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 138,748,000 | 133,893,000 | 141,447,000 | 139,409,000 |
| Total loans | 87,156,000 | 89,391,000 | 91,770,000 | 92,389,000 |
| Allowance for loan losses | 325,000 | 322,000 | 321,000 | 336,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,594,000 | 28,596,000 | 28,597,000 | 28,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,906,000 | 118,707,000 | 120,648,000 | 127,033,000 |
| Interest-bearing deposits | 110,407,000 | 107,220,000 | 108,260,000 | 114,013,000 |
| Noninterest-bearing deposits | 11,499,000 | 11,487,000 | 12,388,000 | 13,020,000 |
| Equity capital | 11,232,000 | 11,373,000 | 11,502,000 | 11,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,803,000 | 3,645,000 | 5,550,000 | 7,453,000 |
| Interest expense | 685,000 | 1,417,000 | 2,236,000 | 3,173,000 |
| Net interest income | 1,118,000 | 2,228,000 | 3,314,000 | 4,280,000 |
| Noninterest income | 65,000 | 136,000 | 189,000 | 244,000 |
| Noninterest expense | 990,000 | 2,000,000 | 2,988,000 | 4,046,000 |
| Provision for loan losses | 12,000 | 9,000 | 8,000 | 23,000 |
| Pretax income | 181,000 | 355,000 | 507,000 | 455,000 |
| Income tax | 39,000 | 71,000 | 94,000 | 52,000 |
| Net income | 142,000 | 284,000 | 413,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,232,000 | 11,373,000 | 11,502,000 | 11,492,000 |
| Total capital | 11,557,000 | 11,695,000 | 11,823,000 | 11,828,000 |
| Risk-weighted assets | 80,615,000 | 80,584,000 | 83,574,000 | 84,194,000 |