Call reports 2005
IRON WORKERS SAVINGS BANK — 2005
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 129,551,000 | 127,744,000 | 132,826,000 | 130,767,000 |
| Total loans | 80,050,000 | 82,183,000 | 82,877,000 | 85,158,000 |
| Allowance for loan losses | 303,000 | 330,000 | 311,000 | 313,000 |
| Securities available for sale | 1,900,000 | 396,000 | 0 | 0 |
| Securities held to maturity | 28,607,000 | 28,588,000 | 28,590,000 | 28,591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,421,000 | 116,421,000 | 121,192,000 | 118,983,000 |
| Interest-bearing deposits | 105,492,000 | 105,857,000 | 107,526,000 | 107,900,000 |
| Noninterest-bearing deposits | 12,929,000 | 10,564,000 | 13,666,000 | 11,083,000 |
| Equity capital | 10,582,000 | 10,783,000 | 10,945,000 | 11,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,278,000 | 5,016,000 | 6,760,000 |
| Interest expense | 457,000 | 941,000 | 1,490,000 | 2,100,000 |
| Net interest income | 1,163,000 | 2,337,000 | 3,526,000 | 4,660,000 |
| Noninterest income | 56,000 | 112,000 | 183,000 | 256,000 |
| Noninterest expense | 977,000 | 1,929,000 | 2,927,000 | 3,948,000 |
| Provision for loan losses | 14,000 | 41,000 | 42,000 | 43,000 |
| Pretax income | 193,000 | 416,000 | 667,000 | 852,000 |
| Income tax | 34,000 | 92,000 | 149,000 | 190,000 |
| Net income | 159,000 | 324,000 | 518,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,582,000 | 10,783,000 | 10,945,000 | 11,090,000 |
| Total capital | 10,885,000 | 11,113,000 | 11,256,000 | 11,403,000 |
| Risk-weighted assets | 74,379,000 | 72,877,000 | 73,525,000 | 74,796,000 |