Call reports 2003
IRON WORKERS SAVINGS BANK — 2003
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 132,383,000 | 128,895,000 | 127,334,000 | 135,871,000 |
| Total loans | 66,254,000 | 66,027,000 | 64,797,000 | 70,183,000 |
| Allowance for loan losses | 204,000 | 196,000 | 198,000 | 196,000 |
| Securities available for sale | 3,998,000 | 7,998,000 | 7,950,000 | 7,958,000 |
| Securities held to maturity | 26,599,000 | 30,114,000 | 36,604,000 | 36,604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,718,000 | 119,021,000 | 117,340,000 | 125,728,000 |
| Interest-bearing deposits | 112,146,000 | 110,102,000 | 106,839,000 | 112,246,000 |
| Noninterest-bearing deposits | 10,572,000 | 8,919,000 | 10,501,000 | 13,482,000 |
| Equity capital | 9,193,000 | 9,351,000 | 9,553,000 | 9,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,530,000 | 3,095,000 | 4,695,000 | 6,253,000 |
| Interest expense | 609,000 | 1,143,000 | 1,606,000 | 2,036,000 |
| Net interest income | 921,000 | 1,952,000 | 3,089,000 | 4,217,000 |
| Noninterest income | 76,000 | 159,000 | 237,000 | 302,000 |
| Noninterest expense | 893,000 | 1,827,000 | 2,721,000 | 3,753,000 |
| Provision for loan losses | -11,000 | -16,000 | -13,000 | -15,000 |
| Pretax income | 115,000 | 300,000 | 618,000 | 781,000 |
| Income tax | 14,000 | 41,000 | 109,000 | 101,000 |
| Net income | 101,000 | 259,000 | 509,000 | 680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,193,000 | 9,351,000 | 9,553,000 | 9,732,000 |
| Total capital | 9,397,000 | 9,547,000 | 9,751,000 | 9,928,000 |
| Risk-weighted assets | 54,168,000 | 59,786,000 | 59,251,000 | 63,286,000 |