Call reports 2002
IRON WORKERS SAVINGS BANK — 2002
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 113,275,000 | 117,528,000 | 120,540,000 | 126,732,000 |
| Total loans | 69,503,000 | 72,567,000 | 71,553,000 | 67,869,000 |
| Allowance for loan losses | 208,000 | 209,000 | 217,000 | 215,000 |
| Securities available for sale | 0 | 3,998,000 | 4,002,000 | 4,002,000 |
| Securities held to maturity | 24,643,000 | 18,116,000 | 17,688,000 | 19,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,445,000 | 108,276,000 | 111,113,000 | 117,162,000 |
| Interest-bearing deposits | 96,613,000 | 98,717,000 | 102,789,000 | 109,367,000 |
| Noninterest-bearing deposits | 7,832,000 | 9,559,000 | 8,324,000 | 7,795,000 |
| Equity capital | 8,590,000 | 8,901,000 | 9,044,000 | 9,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,701,000 | 3,423,000 | 5,044,000 | 6,672,000 |
| Interest expense | 735,000 | 1,403,000 | 2,072,000 | 2,728,000 |
| Net interest income | 966,000 | 2,020,000 | 2,972,000 | 3,944,000 |
| Noninterest income | 78,000 | 134,000 | 187,000 | 241,000 |
| Noninterest expense | 643,000 | 1,245,000 | 2,041,000 | 3,027,000 |
| Provision for loan losses | -8,000 | -7,000 | 1,000 | -1,000 |
| Pretax income | 409,000 | 916,000 | 1,117,000 | 1,159,000 |
| Income tax | 153,000 | 345,000 | 407,000 | 397,000 |
| Net income | 256,000 | 571,000 | 710,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,590,000 | 8,905,000 | 9,044,000 | 9,096,000 |
| Total capital | 8,798,000 | 9,114,000 | 9,261,000 | 9,311,000 |
| Risk-weighted assets | 48,050,000 | 49,690,000 | 48,564,000 | 48,720,000 |