Call reports 2001
IRON WORKERS SAVINGS BANK — 2001
What IRON WORKERS SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 102,181,000 | 113,778,000 | 114,083,000 | 114,222,000 |
| Total loans | 74,543,000 | 73,943,000 | 71,724,000 | 69,220,000 |
| Allowance for loan losses | 224,000 | 224,000 | 223,000 | 216,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,497,000 | 17,984,000 | 17,435,000 | 18,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,984,000 | 103,496,000 | 101,593,000 | 105,681,000 |
| Interest-bearing deposits | 87,486,000 | 93,772,000 | 95,725,000 | 96,712,000 |
| Noninterest-bearing deposits | 6,498,000 | 9,724,000 | 5,868,000 | 8,969,000 |
| Equity capital | 7,925,000 | 8,062,000 | 8,208,000 | 8,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,773,000 | 3,571,000 | 5,402,000 | 7,110,000 |
| Interest expense | 1,024,000 | 2,034,000 | 3,036,000 | 3,909,000 |
| Net interest income | 749,000 | 1,537,000 | 2,366,000 | 3,201,000 |
| Noninterest income | 64,000 | 121,000 | 173,000 | 226,000 |
| Noninterest expense | 662,000 | 1,285,000 | 1,934,000 | 2,641,000 |
| Provision for loan losses | 0 | 0 | -1,000 | -8,000 |
| Pretax income | 151,000 | 373,000 | 607,000 | 795,000 |
| Income tax | 54,000 | 139,000 | 227,000 | 289,000 |
| Net income | 97,000 | 234,000 | 380,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,925,000 | 8,062,000 | 8,208,000 | 8,334,000 |
| Total capital | 8,149,000 | 8,286,000 | 8,431,000 | 8,550,000 |
| Risk-weighted assets | 42,794,000 | 43,993,000 | 46,932,000 | 46,133,000 |