Call reports 2005
OLD FORGE BANK — 2005
What OLD FORGE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 213,123,000 | 216,922,000 | 220,717,000 | 218,700,000 |
| Total loans | 151,316,000 | 157,232,000 | 160,188,000 | 156,297,000 |
| Allowance for loan losses | 2,032,000 | 2,089,000 | 2,094,000 | 2,080,000 |
| Securities available for sale | 45,968,000 | 45,283,000 | 45,422,000 | 44,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,911,000 | 179,251,000 | 181,345,000 | 186,658,000 |
| Interest-bearing deposits | 152,235,000 | 148,306,000 | 149,269,000 | 155,910,000 |
| Noninterest-bearing deposits | 28,676,000 | 30,945,000 | 32,076,000 | 30,748,000 |
| Equity capital | 28,804,000 | 29,784,000 | 30,599,000 | 30,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,802,000 | 5,628,000 | 8,552,000 | 11,568,000 |
| Interest expense | 671,000 | 1,390,000 | 2,225,000 | 3,175,000 |
| Net interest income | 2,131,000 | 4,238,000 | 6,327,000 | 8,393,000 |
| Noninterest income | 189,000 | 386,000 | 592,000 | 800,000 |
| Noninterest expense | 1,155,000 | 2,304,000 | 3,487,000 | 4,698,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 1,115,000 | 2,232,000 | 3,365,000 | 4,435,000 |
| Income tax | 248,000 | 500,000 | 752,000 | 962,000 |
| Net income | 867,000 | 1,732,000 | 2,613,000 | 3,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,837,000 | 29,520,000 | 30,218,000 | 30,141,000 |
| Total capital | 30,833,000 | 31,570,000 | 32,290,000 | 32,165,000 |
| Risk-weighted assets | 159,615,000 | 163,993,000 | 165,774,000 | 161,856,000 |