Call reports 2004
OLD FORGE BANK — 2004
What OLD FORGE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 212,662,000 | 214,363,000 | 219,070,000 | 215,401,000 |
| Total loans | 146,558,000 | 147,659,000 | 151,730,000 | 152,574,000 |
| Allowance for loan losses | 1,673,000 | 1,719,000 | 1,706,000 | 1,979,000 |
| Securities available for sale | 46,171,000 | 46,410,000 | 47,673,000 | 47,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,519,000 | 185,916,000 | 189,671,000 | 185,297,000 |
| Interest-bearing deposits | 155,862,000 | 157,906,000 | 159,135,000 | 155,370,000 |
| Noninterest-bearing deposits | 27,657,000 | 28,010,000 | 30,536,000 | 29,927,000 |
| Equity capital | 27,980,000 | 27,555,000 | 28,548,000 | 28,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,722,000 | 5,407,000 | 8,177,000 | 11,108,000 |
| Interest expense | 669,000 | 1,312,000 | 1,970,000 | 2,644,000 |
| Net interest income | 2,053,000 | 4,095,000 | 6,207,000 | 8,464,000 |
| Noninterest income | 222,000 | 470,000 | 699,000 | 931,000 |
| Noninterest expense | 1,127,000 | 2,261,000 | 3,414,000 | 4,528,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 600,000 |
| Pretax income | 1,053,000 | 2,119,000 | 3,196,000 | 4,373,000 |
| Income tax | 230,000 | 465,000 | 698,000 | 936,000 |
| Net income | 823,000 | 1,654,000 | 2,498,000 | 3,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,817,000 | 27,465,000 | 28,124,000 | 28,155,000 |
| Total capital | 28,490,000 | 29,184,000 | 29,830,000 | 30,134,000 |
| Risk-weighted assets | 155,793,000 | 157,623,000 | 160,422,000 | 160,373,000 |