Call reports 2003
OLD FORGE BANK — 2003
What OLD FORGE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 206,529,000 | 205,692,000 | 208,296,000 | 209,378,000 |
| Total loans | 145,620,000 | 146,537,000 | 148,502,000 | 149,605,000 |
| Allowance for loan losses | 1,398,000 | 1,531,000 | 1,544,000 | 1,588,000 |
| Securities available for sale | 41,907,000 | 40,740,000 | 41,377,000 | 43,174,000 |
| Securities held to maturity | 840,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,323,000 | 177,447,000 | 180,175,000 | 180,599,000 |
| Interest-bearing deposits | 153,738,000 | 151,932,000 | 151,510,000 | 153,380,000 |
| Noninterest-bearing deposits | 25,585,000 | 25,515,000 | 28,665,000 | 27,219,000 |
| Equity capital | 25,948,000 | 27,032,000 | 27,212,000 | 27,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,926,000 | 5,798,000 | 8,584,000 | 11,313,000 |
| Interest expense | 851,000 | 1,643,000 | 2,369,000 | 3,061,000 |
| Net interest income | 2,075,000 | 4,155,000 | 6,215,000 | 8,252,000 |
| Noninterest income | 203,000 | 426,000 | 660,000 | 887,000 |
| Noninterest expense | 1,084,000 | 2,184,000 | 3,282,000 | 4,378,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 600,000 |
| Pretax income | 1,074,000 | 2,164,000 | 3,240,000 | 4,193,000 |
| Income tax | 244,000 | 497,000 | 734,000 | 943,000 |
| Net income | 830,000 | 1,667,000 | 2,506,000 | 3,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,977,000 | 25,632,000 | 26,287,000 | 26,178,000 |
| Total capital | 26,375,000 | 27,163,000 | 27,831,000 | 27,766,000 |
| Risk-weighted assets | 150,800,000 | 151,781,000 | 155,125,000 | 156,027,000 |