Call reports 2009
FIRST COMMUNITY BANK OF TIFTON — 2009
What FIRST COMMUNITY BANK OF TIFTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 338,988,000 | 354,267,000 | 337,917,000 | 347,797,000 |
| Total loans | 222,101,000 | 228,087,000 | 225,235,000 | 215,180,000 |
| Allowance for loan losses | 4,712,000 | 3,706,000 | 4,160,000 | 3,901,000 |
| Securities available for sale | 69,094,000 | 74,260,000 | 71,757,000 | 62,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,495,000 | 309,749,000 | 294,972,000 | 306,001,000 |
| Interest-bearing deposits | 260,573,000 | 274,585,000 | 261,527,000 | 271,844,000 |
| Noninterest-bearing deposits | 32,922,000 | 35,164,000 | 33,445,000 | 34,157,000 |
| Equity capital | 23,908,000 | 23,820,000 | 24,054,000 | 22,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,901,000 | 7,943,000 | 12,179,000 | 16,127,000 |
| Interest expense | 1,442,000 | 2,863,000 | 4,259,000 | 5,424,000 |
| Net interest income | 2,459,000 | 5,080,000 | 7,920,000 | 10,703,000 |
| Noninterest income | 495,000 | 1,015,000 | 1,626,000 | 2,063,000 |
| Noninterest expense | 1,644,000 | 3,522,000 | 5,341,000 | 7,186,000 |
| Provision for loan losses | 956,000 | 1,478,000 | 3,250,000 | 5,173,000 |
| Pretax income | 354,000 | 1,095,000 | 1,067,000 | 519,000 |
| Income tax | 97,000 | 348,000 | 299,000 | 52,000 |
| Net income | 257,000 | 747,000 | 768,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,282,000 | 22,438,000 | 22,457,000 | 21,685,000 |
| Total capital | 25,328,000 | 25,536,000 | 25,468,000 | 24,613,000 |
| Risk-weighted assets | 242,020,000 | 247,239,000 | 239,837,000 | 234,054,000 |