Call reports 2007
FIRST COMMUNITY BANK OF TIFTON — 2007
What FIRST COMMUNITY BANK OF TIFTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 283,087,000 | 282,630,000 | 281,083,000 | 271,177,000 |
| Total loans | 212,251,000 | 208,106,000 | 206,902,000 | 201,289,000 |
| Allowance for loan losses | 3,098,000 | 4,011,000 | 3,712,000 | 3,600,000 |
| Securities available for sale | 53,715,000 | 56,731,000 | 54,314,000 | 51,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,552,000 | 232,329,000 | 238,162,000 | 230,652,000 |
| Interest-bearing deposits | 202,607,000 | 197,611,000 | 227,411,000 | 217,821,000 |
| Noninterest-bearing deposits | 30,945,000 | 34,718,000 | 10,751,000 | 12,831,000 |
| Equity capital | 21,743,000 | 19,400,000 | 21,007,000 | 20,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,763,000 | 9,565,000 | 14,443,000 | 19,254,000 |
| Interest expense | 2,123,000 | 4,275,000 | 6,426,000 | 8,514,000 |
| Net interest income | 2,640,000 | 5,290,000 | 8,017,000 | 10,740,000 |
| Noninterest income | 607,000 | 1,295,000 | 1,923,000 | 2,597,000 |
| Noninterest expense | 1,498,000 | 3,033,000 | 4,627,000 | 6,231,000 |
| Provision for loan losses | 510,000 | 3,654,000 | 3,130,000 | 3,532,000 |
| Pretax income | 1,239,000 | -102,000 | 2,183,000 | 3,574,000 |
| Income tax | 430,000 | -137,000 | 697,000 | 1,172,000 |
| Net income | 809,000 | 35,000 | 1,486,000 | 2,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,814,000 | 19,804,000 | 20,917,000 | 20,597,000 |
| Total capital | 24,543,000 | 22,589,000 | 23,705,000 | 23,397,000 |
| Risk-weighted assets | 218,611,000 | 221,572,000 | 222,148,000 | 223,178,000 |