Call reports 2006
FIRST COMMUNITY BANK OF TIFTON — 2006
What FIRST COMMUNITY BANK OF TIFTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 269,487,000 | 281,012,000 | 281,765,000 | 280,582,000 |
| Total loans | 206,245,000 | 214,157,000 | 215,046,000 | 209,508,000 |
| Allowance for loan losses | 3,766,000 | 3,648,000 | 2,758,000 | 2,798,000 |
| Securities available for sale | 46,899,000 | 48,646,000 | 48,497,000 | 52,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,143,000 | 241,354,000 | 234,690,000 | 231,936,000 |
| Interest-bearing deposits | 197,158,000 | 207,929,000 | 203,074,000 | 203,917,000 |
| Noninterest-bearing deposits | 30,985,000 | 33,425,000 | 31,616,000 | 28,019,000 |
| Equity capital | 18,864,000 | 19,309,000 | 20,325,000 | 21,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,948,000 | 8,337,000 | 12,917,000 | 17,645,000 |
| Interest expense | 1,746,000 | 3,514,000 | 5,531,000 | 7,615,000 |
| Net interest income | 2,202,000 | 4,823,000 | 7,386,000 | 10,030,000 |
| Noninterest income | 686,000 | 1,304,000 | 1,972,000 | 2,618,000 |
| Noninterest expense | 1,366,000 | 2,811,000 | 4,285,000 | 5,786,000 |
| Provision for loan losses | 210,000 | 440,000 | 655,000 | 775,000 |
| Pretax income | 1,312,000 | 2,876,000 | 4,418,000 | 6,087,000 |
| Income tax | 471,000 | 1,025,000 | 1,572,000 | 2,178,000 |
| Net income | 841,000 | 1,851,000 | 2,846,000 | 3,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,343,000 | 19,986,000 | 20,598,000 | 21,289,000 |
| Total capital | 21,965,000 | 22,708,000 | 23,317,000 | 23,975,000 |
| Risk-weighted assets | 208,586,000 | 216,863,000 | 217,650,000 | 214,785,000 |