Call reports 2005
FIRST COMMUNITY BANK OF TIFTON — 2005
What FIRST COMMUNITY BANK OF TIFTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 252,376,000 | 259,313,000 | 266,860,000 | 268,900,000 |
| Total loans | 195,930,000 | 201,811,000 | 205,563,000 | 207,612,000 |
| Allowance for loan losses | 2,510,000 | 2,526,000 | 2,567,000 | 3,705,000 |
| Securities available for sale | 42,570,000 | 42,445,000 | 45,051,000 | 43,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,717,000 | 200,354,000 | 206,028,000 | 208,135,000 |
| Interest-bearing deposits | 172,911,000 | 168,954,000 | 175,456,000 | 178,197,000 |
| Noninterest-bearing deposits | 28,806,000 | 31,400,000 | 30,572,000 | 29,938,000 |
| Equity capital | 18,091,000 | 18,691,000 | 18,870,000 | 18,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,352,000 | 6,943,000 | 10,751,000 | 14,707,000 |
| Interest expense | 1,072,000 | 2,340,000 | 3,807,000 | 5,390,000 |
| Net interest income | 2,280,000 | 4,603,000 | 6,944,000 | 9,317,000 |
| Noninterest income | 564,000 | 1,279,000 | 1,964,000 | 2,751,000 |
| Noninterest expense | 1,187,000 | 2,481,000 | 3,719,000 | 5,132,000 |
| Provision for loan losses | 195,000 | 265,000 | 440,000 | 3,216,000 |
| Pretax income | 1,462,000 | 3,136,000 | 4,749,000 | 3,720,000 |
| Income tax | 521,000 | 1,137,000 | 1,723,000 | 1,233,000 |
| Net income | 941,000 | 1,999,000 | 3,026,000 | 2,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,301,000 | 18,730,000 | 19,099,000 | 18,520,000 |
| Total capital | 20,787,000 | 21,256,000 | 21,666,000 | 21,167,000 |
| Risk-weighted assets | 198,861,000 | 203,914,000 | 207,609,000 | 210,698,000 |