Call reports 2004
FIRST COMMUNITY BANK OF TIFTON — 2004
What FIRST COMMUNITY BANK OF TIFTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 230,618,000 | 231,970,000 | 245,125,000 | 247,039,000 |
| Total loans | 178,761,000 | 181,765,000 | 193,119,000 | 194,425,000 |
| Allowance for loan losses | 2,196,000 | 2,255,000 | 2,516,000 | 2,529,000 |
| Securities available for sale | 39,161,000 | 38,013,000 | 38,284,000 | 39,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,564,000 | 170,089,000 | 187,338,000 | 194,526,000 |
| Interest-bearing deposits | 144,065,000 | 142,512,000 | 159,214,000 | 167,163,000 |
| Noninterest-bearing deposits | 26,499,000 | 27,577,000 | 28,124,000 | 27,363,000 |
| Equity capital | 16,970,000 | 16,988,000 | 18,053,000 | 18,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,182,000 | 6,437,000 | 9,863,000 | 13,233,000 |
| Interest expense | 800,000 | 1,568,000 | 2,411,000 | 3,403,000 |
| Net interest income | 2,382,000 | 4,869,000 | 7,452,000 | 9,830,000 |
| Noninterest income | 573,000 | 1,338,000 | 2,044,000 | 2,680,000 |
| Noninterest expense | 1,376,000 | 2,809,000 | 4,300,000 | 5,682,000 |
| Provision for loan losses | 180,000 | 466,000 | 915,000 | 1,096,000 |
| Pretax income | 1,399,000 | 2,932,000 | 4,281,000 | 5,732,000 |
| Income tax | 498,000 | 1,046,000 | 1,523,000 | 2,041,000 |
| Net income | 901,000 | 1,886,000 | 2,758,000 | 3,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,305,000 | 16,895,000 | 17,703,000 | 17,961,000 |
| Total capital | 18,501,000 | 19,150,000 | 20,146,000 | 20,420,000 |
| Risk-weighted assets | 180,923,000 | 186,205,000 | 195,365,000 | 196,657,000 |