Call reports 2003
FIRST COMMUNITY BANK OF TIFTON — 2003
What FIRST COMMUNITY BANK OF TIFTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 214,302,000 | 221,229,000 | 217,153,000 | 221,503,000 |
| Total loans | 165,058,000 | 167,773,000 | 166,903,000 | 171,293,000 |
| Allowance for loan losses | 2,080,000 | 2,084,000 | 2,134,000 | 2,176,000 |
| Securities available for sale | 35,083,000 | 35,129,000 | 38,421,000 | 35,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,514,000 | 171,261,000 | 169,999,000 | 178,080,000 |
| Interest-bearing deposits | 143,813,000 | 145,586,000 | 144,146,000 | 151,384,000 |
| Noninterest-bearing deposits | 25,701,000 | 25,675,000 | 25,853,000 | 26,696,000 |
| Equity capital | 16,757,000 | 17,056,000 | 16,757,000 | 16,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,276,000 | 6,525,000 | 9,767,000 | 12,944,000 |
| Interest expense | 1,070,000 | 2,074,000 | 2,950,000 | 3,768,000 |
| Net interest income | 2,206,000 | 4,451,000 | 6,817,000 | 9,176,000 |
| Noninterest income | 455,000 | 967,000 | 1,508,000 | 2,138,000 |
| Noninterest expense | 1,306,000 | 2,598,000 | 3,981,000 | 5,339,000 |
| Provision for loan losses | 190,000 | 400,000 | 760,000 | 1,120,000 |
| Pretax income | 1,165,000 | 2,420,000 | 3,584,000 | 4,873,000 |
| Income tax | 406,000 | 849,000 | 1,256,000 | 1,710,000 |
| Net income | 759,000 | 1,571,000 | 2,328,000 | 3,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,648,000 | 16,138,000 | 16,073,000 | 16,088,000 |
| Total capital | 17,728,000 | 18,222,000 | 18,197,000 | 18,264,000 |
| Risk-weighted assets | 168,609,000 | 172,091,000 | 169,897,000 | 174,073,000 |