Call reports 2002
FIRST COMMUNITY BANK OF TIFTON — 2002
What FIRST COMMUNITY BANK OF TIFTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 197,543,000 | 202,518,000 | 206,855,000 | 208,798,000 |
| Total loans | 156,363,000 | 158,859,000 | 161,274,000 | 161,699,000 |
| Allowance for loan losses | 1,877,000 | 1,943,000 | 1,991,000 | 2,132,000 |
| Securities available for sale | 28,758,000 | 31,266,000 | 28,517,000 | 33,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,709,000 | 153,750,000 | 159,456,000 | 166,191,000 |
| Interest-bearing deposits | 142,871,000 | 135,443,000 | 132,127,000 | 146,117,000 |
| Noninterest-bearing deposits | 18,838,000 | 18,307,000 | 27,329,000 | 20,074,000 |
| Equity capital | 14,735,000 | 15,344,000 | 15,933,000 | 16,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,378,000 | 6,769,000 | 10,133,000 | 13,487,000 |
| Interest expense | 1,291,000 | 2,541,000 | 3,739,000 | 4,846,000 |
| Net interest income | 2,087,000 | 4,228,000 | 6,394,000 | 8,641,000 |
| Noninterest income | 419,000 | 843,000 | 1,273,000 | 1,840,000 |
| Noninterest expense | 1,201,000 | 2,433,000 | 3,726,000 | 4,967,000 |
| Provision for loan losses | 150,000 | 525,000 | 675,000 | 860,000 |
| Pretax income | 1,155,000 | 2,113,000 | 3,325,000 | 4,713,000 |
| Income tax | 401,000 | 722,000 | 1,144,000 | 1,636,000 |
| Net income | 754,000 | 1,391,000 | 2,181,000 | 3,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,518,000 | 14,762,000 | 15,160,000 | 15,664,000 |
| Total capital | 16,395,000 | 16,705,000 | 17,151,000 | 17,741,000 |
| Risk-weighted assets | 158,920,000 | 162,531,000 | 165,204,000 | 166,097,000 |