Call reports 2001
FIRST COMMUNITY BANK OF TIFTON — 2001
What FIRST COMMUNITY BANK OF TIFTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 174,484,000 | 185,708,000 | 185,125,000 | 191,533,000 |
| Total loans | 138,920,000 | 147,926,000 | 148,595,000 | 154,609,000 |
| Allowance for loan losses | 1,543,000 | 1,544,000 | 1,644,000 | 1,829,000 |
| Securities available for sale | 25,748,000 | 27,666,000 | 25,099,000 | 26,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,746,000 | 144,024,000 | 147,704,000 | 152,216,000 |
| Interest-bearing deposits | 127,426,000 | 128,099,000 | 129,896,000 | 135,188,000 |
| Noninterest-bearing deposits | 17,320,000 | 15,925,000 | 17,808,000 | 17,028,000 |
| Equity capital | 13,148,000 | 14,005,000 | 14,688,000 | 14,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,716,000 | 7,451,000 | 11,166,000 | 14,640,000 |
| Interest expense | 1,952,000 | 3,822,000 | 5,574,000 | 7,081,000 |
| Net interest income | 1,764,000 | 3,629,000 | 5,592,000 | 7,559,000 |
| Noninterest income | 371,000 | 789,000 | 1,194,000 | 1,650,000 |
| Noninterest expense | 1,036,000 | 2,073,000 | 3,085,000 | 4,097,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 1,885,000 |
| Pretax income | 964,000 | 2,075,000 | 3,296,000 | 3,270,000 |
| Income tax | 322,000 | 703,000 | 1,128,000 | 1,068,000 |
| Net income | 642,000 | 1,372,000 | 2,168,000 | 2,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,642,000 | 13,675,000 | 14,056,000 | 13,739,000 |
| Total capital | 14,185,000 | 15,219,000 | 15,700,000 | 15,568,000 |
| Risk-weighted assets | 141,506,000 | 149,999,000 | 149,691,000 | 154,727,000 |