Call reports 2001
UNITED BANK, NATIONAL ASSOCIATION — 2001
What UNITED BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 175,424,000 | 190,332,000 | 211,365,000 | 201,553,000 |
| Total loans | 95,523,000 | 95,245,000 | 95,197,000 | 94,453,000 |
| Allowance for loan losses | 2,128,000 | 2,175,000 | 2,021,000 | 2,052,000 |
| Securities available for sale | 62,984,000 | 78,796,000 | 92,237,000 | 88,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,147,000 | 160,598,000 | 168,100,000 | 164,421,000 |
| Interest-bearing deposits | 132,287,000 | 140,648,000 | 144,634,000 | 139,479,000 |
| Noninterest-bearing deposits | 21,860,000 | 19,950,000 | 23,466,000 | 24,942,000 |
| Equity capital | 15,652,000 | 16,249,000 | 17,445,000 | 16,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,071,000 | 6,202,000 | 9,432,000 | 12,819,000 |
| Interest expense | 1,363,000 | 2,717,000 | 4,021,000 | 5,179,000 |
| Net interest income | 1,708,000 | 3,485,000 | 5,411,000 | 7,640,000 |
| Noninterest income | 303,000 | 597,000 | 899,000 | 1,335,000 |
| Noninterest expense | 1,439,000 | 2,857,000 | 4,280,000 | 5,916,000 |
| Provision for loan losses | 60,000 | 180,000 | 300,000 | 520,000 |
| Pretax income | 512,000 | 1,045,000 | 1,730,000 | 2,539,000 |
| Income tax | 116,000 | 248,000 | 417,000 | 630,000 |
| Net income | 396,000 | 797,000 | 1,313,000 | 1,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,707,000 | 11,382,000 | 11,995,000 | 11,763,000 |
| Total capital | 11,979,000 | 12,768,000 | 13,432,000 | 13,150,000 |
| Risk-weighted assets | 100,554,000 | 110,087,000 | 114,373,000 | 110,278,000 |