Call reports 2026
NORTH SHORE BANK OF COMMERCE — 2026
What NORTH SHORE BANK OF COMMERCE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 580,807,000 | 598,527,000 |
| Total loans | 452,492,000 | 471,578,000 |
| Allowance for loan losses | 2,860,000 | 3,010,000 |
| Securities available for sale | 54,296,000 | 54,253,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 491,628,000 | 516,518,000 |
| Interest-bearing deposits | 360,527,000 | 377,331,000 |
| Noninterest-bearing deposits | 131,101,000 | 139,187,000 |
| Equity capital | 49,666,000 | 49,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,089,000 | 16,742,000 |
| Interest expense | 2,448,000 | 5,010,000 |
| Net interest income | 5,641,000 | 11,732,000 |
| Noninterest income | 2,739,000 | 6,056,000 |
| Noninterest expense | 6,280,000 | 12,907,000 |
| Provision for loan losses | 150,000 | 300,000 |
| Pretax income | 1,953,000 | 4,584,000 |
| Income tax | 0 | 0 |
| Net income | 1,953,000 | 4,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 51,558,000 | 51,705,000 |