Call reports 2002
KLEIN BANK — 2002
What KLEIN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 504,045,000 | 511,067,000 | 517,945,000 | 519,233,000 |
| Total loans | 171,580,000 | 174,687,000 | 173,772,000 | 169,117,000 |
| Allowance for loan losses | 1,518,000 | 1,547,000 | 1,606,000 | 1,644,000 |
| Securities available for sale | 52,817,000 | 58,058,000 | 42,124,000 | 37,789,000 |
| Securities held to maturity | 241,416,000 | 239,838,000 | 250,151,000 | 267,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 463,432,000 | 461,297,000 | 471,033,000 | 475,848,000 |
| Interest-bearing deposits | 313,516,000 | 307,687,000 | 312,662,000 | 315,731,000 |
| Noninterest-bearing deposits | 149,916,000 | 153,610,000 | 158,371,000 | 160,117,000 |
| Equity capital | 36,621,000 | 39,544,000 | 42,701,000 | 40,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,663,000 | 15,516,000 | 23,307,000 | 30,758,000 |
| Interest expense | 1,144,000 | 2,214,000 | 3,289,000 | 4,307,000 |
| Net interest income | 6,519,000 | 13,302,000 | 20,018,000 | 26,451,000 |
| Noninterest income | 1,648,000 | 3,373,000 | 5,114,000 | 6,937,000 |
| Noninterest expense | 5,206,000 | 10,496,000 | 15,763,000 | 20,460,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 2,901,000 | 6,059,000 | 10,267,000 | 13,766,000 |
| Income tax | 998,000 | 2,096,000 | 3,571,000 | 4,821,000 |
| Net income | 1,903,000 | 3,963,000 | 6,696,000 | 8,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,278,000 | 38,339,000 | 41,072,000 | 38,883,000 |
| Total capital | 37,797,000 | 39,887,000 | 42,683,000 | 40,532,000 |
| Risk-weighted assets | 178,939,000 | 181,673,000 | 184,057,000 | 176,811,000 |